Financial Services

The regulatory landscape for asset managers is shifting beneath our feet. It’s no longer just about filing forms; it’s about data granularity, frequency, and the speed at which you can deliver it. As we move into 2026, the Securities and Exchange Commission (SEC) has made its intentions clear: they want more data, they want it […]

Editor’s Note: We are thrilled to feature this guest post by Tracy Julian, Financial Services Industry Lead & Architect at Perficient. With over 20 years of experience across retail banking, wealth management, and fintech, Tracy is a systems architect who specializes in turning complex data hurdles into high-velocity, future-ready AI solutions. Executive Summary  Financial services […]

Introduction Insured domestic financial institutions operating in the United States with total consolidated assets between $10 billion and $100 billion face a complex and multi-layered regulatory reporting landscape. These mid-sized banking organizations occupy a critical position in the financial system—large enough to pose potential systemic risks yet distinct from the very largest global systemically important […]

With the possible exception of medical providers, financial institutions handle some of the most sensitive information consumers possess—Social Security numbers, income and employment details, credit histories, account balances, and more. Protecting this data is not only essential to maintaining consumer trust but is also a legal requirement under the Gramm‑Leach‑Bliley Act (“GLBA”) and the Federal […]

This blog was co-authored by Perficient Project Manager: Alicia Lawrence As a global organization headquartered in St. Louis, Perficient is committed to supporting current and future clients by monitoring federal and state regulations and alerting them of changes that may impact them.  In 2024, Perficient published a blog highlighting insights gathered through continuous monitoring a of the […]

Perficient is recognized in Forrester’s Salesforce Consulting Services Landscape, Q4 2025, which notes our North America geographic focus and industry focus in Financial Services, Healthcare, and Manufacturing. Forrester asked each provider included in the Landscape to select the top business scenarios for which clients select them and from there determined which are the extended business […]

The financial services industry is undergoing significant transformation, driven by the increasing adoption of artificial intelligence (AI) and data science. As financial institutions strive to stay competitive, they’re leveraging these technologies to improve customer experience, operational efficiency, and risk management. At Data Science Salon NYC, I had the opportunity to join industry experts in discussing the latest trends […]

Moments of currency change are where fortunes are made and lost. In January 2026, Bulgaria will enter one of those moments. The country will adopt the euro and officially retire the Bulgarian lev, marking a major euro adoption milestone and reshaping how investors, banks, and global firms manage currency risk in the region. The shift represents […]

On December 16th, the Federal Deposit Insurance Corporation (FDIC) became the first US regulatory body to utilize the GENIUS Act and create procedures for institutions to issue payment stablecoins. The GENIUS Act was enacted on July 18, 2025, and will become effective on January 18, 2027, so there is still time to determine how your […]

Perficient is proud to be named a Major Player in the IDC MarketScape: Worldwide Experience Build Services 2025 Vendor Assessment (Doc #US52973125, October 2025) and IDC MarketScape: Worldwide Experience Design Services 2025 Vendor Assessment (Doc #US52973225, October 2025). These IDC MarketScapes assessed providers, offering a comprehensive framework including product and service offerings, capabilities and strategies, […]

Financial institutions are at a pivotal moment. As customer expectations evolve and AI reshapes digital engagement, leaders in marketing, CX, and IT must rethink how they deliver value. Adobe’s report, “State of Customer Experience in Financial Services in an AI-Driven World,” reveals that only 36% of the customer journey is currently personalized, despite 74% of […]

I think about the early ATMs now and then. No one knew the “right” way to use them. I imagine a customer in the 1970s standing there, card in hand, squinting at this unfamiliar machine and hoping it would give something back; trying to decide if it really dispensed cash…or just ate cards for sport. […]