Skip to main content

Regulatory Compliance

Istock 2163506576

Navigating the AI Frontier: Data Governance Controls at SIFIs in 2025

The Rise of AI in Banking AI adoption in banking has accelerated dramatically. Predictive analytics, generative AI, and autonomous agentic systems are now embedded in core banking functions such as loan underwriting, compliance including fraud detection and AML, and customer engagement.  A recent White Paper by Perficient affiliate Virtusa Agentic Architecture in Banking – White […]

Istock 2197955227

AI-Driven Data Lineage for Financial Services Firms: A Practical Roadmap for CDOs

Introduction Imagine just as you’re sipping your Monday morning coffee and looking forward to a hopefully quiet week in the office, your Outlook dings and you see that your bank’s primary federal regulator is demanding the full input – regulatory report lineage for dozens of numbers on both sides of the balance sheet and the […]

Big,data,technology,and,data,science.,data,scientist,analysing,and

The Silent Architect: How Data Governance Will Decide the Winners and Losers in the AI World

 “The strength of a nation derives from the integrity of the home.” – Confucius.  A room full of smart people, eyes glinting with the thrill of the future. Words like predictive models, AI-driven insights, and automated decisioning fly across the table like a Wimbledon final. Budgets, approved. Deadlines, drawn. Headlines, dreamed about. But no one […]

Bank

7 Steps to Define a Data Governance Structure for a Mid-Sized Bank (Without Losing Your Mind)

A mid-sized bank I was consulting with for their data warehouse modernization project finally realized that data isn’t just some necessary but boring stuff the IT department hoards in their digital cave. It’s the new gold, the ticking time bomb of risk, and the bane of every regulatory report that’s ever come back with more […]

Districts Of Hong Kong Map

AI Regulations for Financial Services: Hong Kong

Artificial intelligence (AI) is poised to affect every aspect of the world economy and play a significant role in the global financial system, leading financial regulators around the world to take various steps to address the impact of AI on their areas of responsibility. The economic risks of AI to the financial systems include everything […]

Open Banking Concept

1033 Open Banking Mandate Blueprint for Success

The Consumer Financial Protection Bureau (CFPB) recently issued a final rule § 1033.121(c) supporting open banking and personal financial data rights. Under this ruling, banks, credit unions, credit card issuers, and other financial service providers must enhance consumer access to personal financial data. The first compliance deadline of April 1, 2026, impacts the largest organizations. […]

Tokyo Japan

AI Regulations for Financial Services: Japan

Artificial intelligence (AI) is poised to affect every aspect of the world economy and play a significant role in the global financial system, leading financial regulators around the world to take various steps to address the impact of AI on their areas of responsibility. The economic risks of AI to the financial systems include everything […]

Portrait of a Financial Analyst Working on Computer with Multi-Monitor Workstation with Real-Time Stocks, Commodities and Exchange Market Charts.

AI Regulations for Financial Services: South Korea and the UK

Artificial intelligence (AI) is poised to affect every aspect of the world economy and play a significant role in the global financial system, leading financial regulators around the world to take various steps to address the impact of AI on their areas of responsibility. The economic risks of AI to the financial systems include everything […]

EU flags

AI Regulations for Financial Services: European Union

Artificial intelligence (AI) is poised to affect every aspect of the world economy and play a significant role in the global financial system, leading financial regulators around the world to take various steps to address the impact of AI on their areas of responsibility. The economic risks of AI to the financial systems include everything […]

Istock 1437931505

AI Regulations for Financial Services: Federal Reserve

Artificial intelligence (AI) is poised to affect every aspect of the world economy and play a significant role in the global financial system, leading financial regulators around the world to take various steps to address the impact of AI on their areas of responsibility. The economic risks of AI to the financial systems include everything […]

Sec Building

AI Regulations for Financial Services: SEC

Artificial intelligence (AI) is poised to affect every aspect of the world economy and play a significant role in the global financial system, leading financial regulators around the world to take various steps to address the impact of AI on their areas of responsibility. The economic risks of AI to the financial systems include everything […]

Cftc

AI Regulations for Financial Services: CFTC and FDIC

Artificial intelligence (AI) is poised to affect every aspect of the world economy and play a significant role in the global financial system, leading financial regulators around the world to take various steps to address the impact of AI on their areas of responsibility. The economic risks of AI to the financial systems include everything […]

Load More