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Top 5 Technology Trends in Financial Services – June 2013

Trying to stay ahead of the curve when it comes to IT issues is a challenging task. Emerging technology forces in the financial services industry are already impacting business. The convergence of these forces does present challenges; however, it also provides a window of opportunity for financial institutions to elevate business performance and gain a […]

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Capitalizing on Emerging Payments with a Succesful Strategy

We’ve heard it a million times. Mobile technology is changing the way customers interact with most organizations, most prominently in financial services and retail.  Key players must possess mobile versatility and utility as emerging payment strategies reshape how we engage with customers on digital channels.  During our upcoming webinar, “Cashing in on Mobile Payments with […]

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The ‘Silver Linings Playbook’ for Banking Transformation

2013 will be a momentous year in which banks and financial services companies will be forced to innovate or get left behind, transform or face regulatory challenges, and embrace change or see profits dwindle.  Perficient showcased its new E-book, “2013 Bank Transformation Guide” at Bank Innovation where we engaged in similar discussions with some of […]

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Top 5 Technology Trends in Financial Services – April 2013

Trying to stay ahead of the curve when it comes to IT issues is a challenging task. Emerging technology forces in the financial services industry are already impacting business. The convergence of these forces does present challenges; however, it also provides a window of opportunity for financial institutions to elevate business performance and gain a […]

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Mobile Payment Apps Get Pull-through

While they’re not ubiquitous yet, payment apps are starting to be discussed in places not normally known for attention to payment issues, such as Andrew Sullivan’s Dish. The thread is primarily commiseration around a specific retail pain point, but the curated discussion highlights perspectives from both an end-user and someone that works in a place that […]

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Top 5 Technology Trends in Financial Services – February 2013

Trying to stay ahead of the curve when it comes to IT issues is a challenging task. Emerging technology forces in the financial services industry are already impacting business. The convergence of these forces does present challenges; however, it also provides a window of opportunity for financial institutions to elevate business performance and gain a […]

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Scalable Architecture Framework for Digital Payments

The financial services industry is a highly competitive, intensely regulated industry with great reliance on technology-based processes and automation to drive quality services to end-customers.  To successfully compete in an environment that faces continuous margin compression, financial services must be efficient and the underlying technology they use must be delivered with quality assurance.  Digital payments […]

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Banking Innovation Lessons Learned in 2012

Yesterday I sat down with Mike Panzarella, our director of financial services, on the subject of “lessons learned” in financial services technology innovation.  2012 was definitely a year for strategic transformation for both financial institutions and non-banking service providers. We saw traditional banks and non-banks that provide financial services bring new technologies to market in […]

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Top 5 Technology Trends in Financial Services – November 2012

Trying to stay ahead of the curve when it comes to IT issues is a challenging task. Emerging technology forces in the financial services industry are already impacting business. The convergence of these forces does present challenges; however, it also provides a window of opportunity for financial institutions to elevate business performance and gain a […]

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Mobility Matters – Perficient’s Perspectives on CU Times

Yesterday, Mike Panzarella, one of Perficient’s financial services experts, was quoted in Credit Union Times on the subject of digital wallet adoption by the credit union industry. As organizations look to the year ahead, credit unions have reached a fork in the road when it comes to mobile wallets.  What’s the best digital wallet strategy?  […]

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6 Great Financial Services & Banking Technology Infographics

Who doesn’t like infographics? Infographics are not only engaging and easy to share via social media, but they provide data visualization for content that would otherwise be information overload. The financial services industry is complex and often a rapidly changing industry with new technology innovations and banking strategies. I thought I would take the opportunity […]

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Mobile Payments Resources – New White Paper and On-demand Webinar

Today I was reading a guest article on Bank Systems & Technology from Gary Greenwald, Citi’s managing director of digital money services, on the subject of banks tackling mobile payments and other digital initiatives. He was commenting on Citi’s effort around creating a new business called “Citi Enterprise Payments” and how he was tasked with […]

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Cornerstones for an Effective Information Risk Management Program

What is the threat? Aside from competition and operating efficiency, securing customer data is the one of the key priorities facing Financial Services today.  From the regulatory perspective, protecting the Personally Identifiable Information (PII) of your customer is a must while continuing to secure their related account information!  From the payments industry perspective, operating agreements […]

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Time to Jump on the Mobile Payments Bandwagon

As of late, I can’t go a day scanning my Google Reader or social media where I don’t see an article about a new mobile payments startup, unique loyalty features, the possibility of retailers coming together to form their version of a mobile payments platform, acquisitions announced, or predictions on which competing technology will come […]

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Mobile Payments and the Importance of Critical Mass

I hear a lot of bloggers and pundits speak of the increasingly important target market for mobile payments.  After all, the media coverage and social conversation around the topic of mobile payments has reached a fever pitch, and some wonder whether it’s worth all the hype. For example, I was reading the article “What’s missing in […]

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Holding on to Banking Customers in the Mobile Wallet Age

According to a Carlisle & Gallagher Consulting Group survey, customers that are interested in mobile banking technology would consider an alternative to their primary bank for both mobile wallet and core banking services.  The two largest consumer groups demonstrating this interest are young consumers and affluent consumers, both important demographics for the banking industry.  76% […]

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The Bold New World of Mobile Payments

Imagine a stressed out holiday shopper rushing to make last minute purchases in a busy suburban shopping mall. As the shopper reaches the final checkout of the day to buy the newest gaming console for her son, the total displayed on the register is over her budget.  Determined to buy the item, the shopper lifts […]

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The Future of Mobile Payments

Mashable.com has an article about the future of mobile payments.  It’s an interesting article that tells you more about where it’s headed.   Both Google and ebay think it’s important.  My favorite is the list of contenders.

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